Tel: (416) 315-1306
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Celesta Financial Inc. is an independent brokerage company, established in Mississauga, Ontario in 2000, offering clients a wide variety of personal insurance, investment and banking products (See Products and Industry Links ).

We provide our clients with solutions for dependable retirement income that will last for the rest of their lives. To do this, we use several strategies which can provide our clients with:
Building Your Wealth
  • Guaranteed income for life
  • Protection from interest rate fluctuations
  • Growth potential of the markets to help keep up with inflation
  • Protection from market downturns
  • A wide choice of investment funds
  • Flexibility and access to cash
  • Cost-effective and easy transfer of assets upon death
Some of the products offered through our brokerage include:
PensionBuilder Retirement Plus
Guaranteed Invesment Funds (BMO) Class Plus
Annuities: Industrial Alliance, Empire Life, and BMO
  • Available for RRSP, LIRA, RRIF, LIF, LRIF, TFSA, & non-registered accounts
  • For Manulife PensionBuilder and RetirementPlus the minimum initial investment is $25,000. The minimum initial investment for Empire Life ClassPlus is $10,000. For BMO Guaranteed Investment Funds the minimum initial deposit for Non-registered investment and RRSP is $500 per fund or a monthly deposit of $50; for a RRIF it is $10,000.
  • Investment loans from Manulife Bank are available at competitive floating rates with flexible payments (interest only or Principal and Interest over 10-20 years) for non-registered accounts.
We offer free information seminars for small groups on
Retirement Income for Life
Please contact us at  or call us at 416-315-1306 for information on the date of the next seminar.
Free underground parking on the Enfield Place entrance.rance.
Free street-level parking is available at the parking lot opposite Enfield Place entrance.
0.15% Tax Free Savings Account (TFSA)
0.15% Registered Retirement Savings Account (RRSP)
0.15% Registered Retirement Income Fund(RRIF)
0.15% Savings Account
 - Not locked-in; funds in all three accounts are accessible at all times.
 - No minimum balance required.
 - Interest is calculated on the closing daily balance and paid monthly.
1.75% GIC 5 year
 - Minimum deposit for GIC is $2500.
 - All deposits are insured by Canada Deposit Insurance Corporation (CDIC).
Current rates at Manulife Bank
Advantage Savings Accounts can easily and securely be opened online on your own device using this link. If you have any questions, please contact us at 416.315.1306