Tel: (416) 315-1306
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Personal Insurance
Term Life Insurance
Whole Life Insurance
Universal Life Insurance
Mortgage Insurance
Disability Insurance
Long Term Care Insurance
Critical Illness Insurance
Basic Critical Illness: Lifecheque
Health and Dental Insurance: FollowMe and FlexCare for individuals
Health and Dental Insurance: Association Plans for small businesses and associations
Travel Insurance

Guaranteed lifetime income solutions providing you with the equivalent of a private Defined Benefit Pension.
Non-registered investment accounts
Registered Retirement Savings Plan (RRSP)
Registered Retirement Income Fund (RRIF)
Registered Education Savings Plans (RESP): More at Industrial Alliance and Manulife
Tax Free Savings Account (TFSA). More info.


High interest Savings Accounts and GICs at highly competitive interest rates
Debt flow management and Cash Flow management (we can refer you to an experienced banking consultant for remarkable solutions)
Investment loans for registered and non-registered accounts

1.00% Tax Free Savings Account (TFSA)
1.00% Registered Retirement Savings Account (RRSP)
1.00% Savings Account
 -  Not locked-in; funds in all three accounts are accessible at all times.
 -  No minimum balance required.
 -  Interest is calculated on the closing daily balance and paid monthly.
2.15% GIC 5 year
 -  Minimum deposit for GIC is $2500.
 -  All deposits are insured by Canada Deposit Insurance Corporation (CDIC).
Current rates at Manulife Bank
Our mobile financial representatives at Celesta Financial Inc. can meet with you in our office or in the comfort of your home or office to open your account.