Tel: (416) 315-1306
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Retirement and Financial Tools
Service Canada Canada Pension Plan (CPP)
Old Age Security (OAS) Program
Tax Tips for Seniors http://www.taxtips.ca/seniors.htm
CRA-ARC Canada Revenue Agency
  RRIF Minimum Withdrawal Rules
  RRIF Calculator from VanCity Credit Union
Excellent tool to explore the effects of RRIF withdrawal amounts and periods on your nest egg for retirement.
  Life Expectancy Calculator from Pacific Blue Cross
To get an idea of how long your RRIF may need to fund your retirement and how you can try to extend your lifespan with lifestyle changes.
Investor Education
Morning Star Morningstar Canada - Canada's leading investment fund research firm
Money Sense MoneySense.ca: Canada's Best All-Around Personal Finance Web Site
Globe Investor Globeinvestor.com: stocks, investing and financial news form a Canadian perspective
  GlobeFund.com: Canadian mutual fund ratings, portfolio tracker, analysis and news
Investopedia Investor Education Fund
TMX Group TMX Group
Investopedia Investopedia.com - Your Source For Investing Education
Equifax Online Canadian Credit Report and Credit History Information Equifax Canada
OSC Ontario Securities Commission
  Financial Consumer Agency of Canada
Motley Fool The Motley Fool
Young and Thrifty Young and Thrifty
Financial News
the Globe and Mail GlobeAndMail.com - Canada's best source for news continuously updated from The Globe and Mail
CB online Canadian Business News
Canada.Com Canada.com - Canadian News
CBC News CBC - Canada's national public broadcaster
Bloomberg http://www.bloomberg.com/
Forbes http://www.forbes.com/
Market  Watch Stock Market, Business and Financial News and Investor Research
   
1.50% Tax Free Savings Account (TFSA)
1.50% Registered Retirement Savings Account (RRSP)
1.50% Registered Retirement Income Fund(RRIF)
1.50% Savings Account
 -  Not locked-in; funds in all three accounts are accessible at all times.
 -  No minimum balance required.
 -  Interest is calculated on the closing daily balance and paid monthly.
2.56% GIC 5 year
 -  Minimum deposit for GIC is $2500.
 -  All deposits are insured by Canada Deposit Insurance Corporation (CDIC).
Current rates at Manulife Bank
Our mobile financial representatives at Celesta Financial Inc. can meet with you in our office or in the comfort of your home or office to open your account.